ZIP
50401
IA · County 19033 · pop 28,818 (population)
34.7
Opportunity Index
EARLY_SIGNALNational rank #10330
Why This ZIP
ZIP 50401 ranks #10330 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 34.6, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 50401 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 19033 — ZIP 50401 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 19033 — ZIP 50401 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 19033 — ZIP 50401 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 35.7 |
| Foreclosure / Delinquency | 18.0 |
| Property Stress | 12.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 100.0 |
| Bank Institutional | 60.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#10330
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp34.6
Pulse score34.7
Signal Breakdown — 10 Categories
Vacancy
9.8
Auction / REO
—
Construction Pressure
100.0
FL Deep Bonus
—
Property Stress
12.0
HOA / Federal Liens
—
Listings Discount
35.7
Bank Institutional
60.5
Insurance Distress
0.0
Foreclosure / Delinquency
18.0
Top-Line Metrics
Avg DOM (days)
100.7
Price Cut %
43.1%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
9.8%
Bank Score
60.5
Insurance Score
0.0
Listings Discount
35.7
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 50401 | 34.7 | 12.4 | 0.0 | 35.7 |
| County 19033 | 35.1 | 12.4 | 0.0 | 30.2 |
| IA state avg | 30.2 | 12.2 | 0.0 | 27.9 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 50482 | 41.1 | STRONG_BUY | VACANCY | 52 | 12 |
| 50479 | 37.5 | PEAK_OPPORTUNITY | LISTINGS_DISCOUNT | 58 | 12 |
| 50458 | 34.5 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 16 |
| 50469 | 33.8 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 12 |
| 50428 | 33.5 | EARLY_SIGNAL | VACANCY | 23 | 12 |
| 50468 | 33.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 17 |
| 50457 | 33.2 | EARLY_SIGNAL | VACANCY | — | 15 |
| 50475 | 32.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 13 |
| 50433 | 32.7 | EARLY_SIGNAL | VACANCY | — | 14 |
| 50467 | 32.7 | EARLY_SIGNAL | VACANCY | — | 12 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/50401
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.