ZIP
50436
IA · County 19189 · pop 5,760 (population)
36.7
Opportunity Index
PEAK_OPPORTUNITYNational rank #6195
Why This ZIP
ZIP 50436 ranks #6195 nationally with phase PEAK_OPPORTUNITY. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 36.9, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 50436 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 19189 — ZIP 50436 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 19189 — ZIP 50436 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 19189 — ZIP 50436 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 42.8 |
| Property Stress | 13.0 |
| Foreclosure / Delinquency | 13.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 100.0 |
| Bank Institutional | 64.2 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#6195
PhasePEAK_OPPORTUNITY
Primary driverBANK_INSTITUTIONAL
Capital opp36.9
Pulse score36.6
Signal Breakdown — 10 Categories
Vacancy
9.7
Auction / REO
—
Construction Pressure
100.0
FL Deep Bonus
—
Property Stress
13.0
HOA / Federal Liens
—
Listings Discount
42.8
Bank Institutional
64.2
Insurance Distress
0.0
Foreclosure / Delinquency
13.0
Top-Line Metrics
Avg DOM (days)
113.5
Price Cut %
—%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
9.7%
Bank Score
64.2
Insurance Score
0.0
Listings Discount
42.8
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 50436 | 36.6 | 11.6 | 0.0 | 42.8 |
| County 19189 | 36.6 | 11.7 | 0.0 | 32.6 |
| IA state avg | 30.2 | 12.2 | 0.0 | 27.9 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 50484 | 42.5 | STRONG_BUY | VACANCY | 61 | 13 |
| 50450 | 40.2 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 57 | 13 |
| 50480 | 35.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 14 |
| 50478 | 34.6 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 13 |
| 50424 | 34.2 | EARLY_SIGNAL | VACANCY | — | 13 |
| 50465 | 33.6 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 13 |
| 50473 | 32.7 | EARLY_SIGNAL | VACANCY | — | 13 |
| 50453 | 29.8 | WEAK | BANK_INSTITUTIONAL | — | 13 |
| 50459 | 27.7 | WEAK | BANK_INSTITUTIONAL | — | 13 |
| 50446 | 26.8 | WEAK | BANK_INSTITUTIONAL | — | 13 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/50436
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.