ZIP
50440
IA · County 19195 · pop 275 (population)
28.8
Opportunity Index
WEAKNational rank #25401
Why This ZIP
ZIP 50440 ranks #25401 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 26.9, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 50440 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 19195 — ZIP 50440 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 19195 — ZIP 50440 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 19195 — ZIP 50440 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Property Stress | 13.0 |
| Foreclosure / Delinquency | 13.0 |
| Vacancy | 9.4 |
▼ Top 3 Risk Signals
| Bank Institutional | 78.5 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#25401
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp26.9
Pulse score30.1
Signal Breakdown — 10 Categories
Vacancy
9.4
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
13.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
78.5
Insurance Distress
0.0
Foreclosure / Delinquency
13.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
9.4%
Bank Score
78.5
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 50440 | 30.1 | 12.1 | 0.0 | — |
| County 19195 | 28.6 | 12.1 | 0.0 | 6.6 |
| IA state avg | 30.2 | 12.2 | 0.0 | 27.9 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (9)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 50450 | 40.2 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 57 | 13 |
| 50464 | 31.9 | EARLY_SIGNAL | VACANCY | — | 13 |
| 50472 | 31.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 16 |
| 50434 | 29.9 | WEAK | VACANCY | — | 9 |
| 50456 | 28.8 | WEAK | BANK_INSTITUTIONAL | — | 13 |
| 50444 | 27.8 | WEAK | BANK_INSTITUTIONAL | — | 13 |
| 50459 | 27.7 | WEAK | BANK_INSTITUTIONAL | — | 13 |
| 50446 | 26.8 | WEAK | BANK_INSTITUTIONAL | — | 13 |
| 50448 | 25.7 | WEAK | VACANCY | — | 13 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/50440
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.