ZIP
50441
IA · County 19069 · pop 5,363 (population)
31.5
Opportunity Index
EARLY_SIGNALNational rank #18563
Why This ZIP
ZIP 50441 ranks #18563 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 31.5, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 50441 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 19069 — ZIP 50441 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 19069 — ZIP 50441 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 19069 — ZIP 50441 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 27.2 |
| Property Stress | 13.0 |
| Foreclosure / Delinquency | 13.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 66.7 |
| Bank Institutional | 59.9 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#18563
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp31.5
Pulse score31.5
Signal Breakdown — 10 Categories
Vacancy
12.2
Auction / REO
—
Construction Pressure
66.7
FL Deep Bonus
—
Property Stress
13.0
HOA / Federal Liens
—
Listings Discount
27.2
Bank Institutional
59.9
Insurance Distress
0.0
Foreclosure / Delinquency
13.0
Top-Line Metrics
Avg DOM (days)
114.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
12.2%
Bank Score
59.9
Insurance Score
0.0
Listings Discount
27.2
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 50441 | 31.5 | 11.7 | 0.0 | 27.2 |
| County 19069 | 32.0 | 12.7 | 0.0 | 25.5 |
| IA state avg | 30.2 | 12.2 | 0.0 | 27.9 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 50071 | 44.3 | STRONG_BUY | VACANCY | 64 | 26 |
| 50452 | 39.7 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 59 | 13 |
| 50479 | 37.5 | PEAK_OPPORTUNITY | LISTINGS_DISCOUNT | 58 | 12 |
| 50126 | 36.8 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 52 | 14 |
| 50470 | 35.0 | EARLY_SIGNAL | VACANCY | — | 35 |
| 50457 | 33.2 | EARLY_SIGNAL | VACANCY | — | 15 |
| 50475 | 32.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 13 |
| 50433 | 32.7 | EARLY_SIGNAL | VACANCY | — | 14 |
| 50006 | 32.0 | EARLY_SIGNAL | VACANCY | — | 14 |
| 50601 | 31.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 13 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/50441
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.