ZIP
50541
IA · County 19151 · pop 1,035 (population)
34.3
Opportunity Index
EARLY_SIGNALNational rank #11278
Why This ZIP
ZIP 50541 ranks #11278 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 39.1, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 50541 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 19151 — ZIP 50541 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 19151 — ZIP 50541 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 19151 — ZIP 50541 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 35.0 |
| Property Stress | 26.0 |
| Vacancy | 10.7 |
▼ Top 3 Risk Signals
| Construction Pressure | 71.2 |
| Bank Institutional | 30.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#11278
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp39.1
Pulse score31.1
Signal Breakdown — 10 Categories
Vacancy
10.7
Auction / REO
—
Construction Pressure
71.2
FL Deep Bonus
—
Property Stress
26.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
30.5
Insurance Distress
0.0
Foreclosure / Delinquency
35.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
10.7%
Bank Score
30.5
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 50541 | 31.1 | 27.2 | 0.0 | — |
| County 19151 | 38.6 | 21.2 | 0.0 | 6.0 |
| IA state avg | 30.4 | 12.7 | 0.0 | 27.9 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 50597 | 43.2 | STRONG_BUY | VACANCY | 59 | 20 |
| 50571 | 42.9 | STRONG_BUY | VACANCY | 63 | 20 |
| 50562 | 39.5 | OVERHEATED | VACANCY | — | 22 |
| 50581 | 38.8 | OVERHEATED | VACANCY | — | 20 |
| 50575 | 38.4 | OVERHEATED | VACANCY | — | 22 |
| 50540 | 36.8 | OVERHEATED | BANK_INSTITUTIONAL | — | 21 |
| 50554 | 36.5 | OVERHEATED | BANK_INSTITUTIONAL | — | 20 |
| 50574 | 36.4 | EARLY_SIGNAL | VACANCY | — | 20 |
| 50563 | 36.3 | EARLY_SIGNAL | VACANCY | 30 | 22 |
| 50520 | 35.6 | EARLY_SIGNAL | VACANCY | — | 31 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/50541
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.