ZIP
50542
IA · County 19197 · pop 873 (population)
38.1
Opportunity Index
OVERHEATEDNational rank #4152
Why This ZIP
ZIP 50542 ranks #4152 nationally with phase OVERHEATED. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 34.3, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 50542 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 19197 — ZIP 50542 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 19197 — ZIP 50542 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 19197 — ZIP 50542 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 49.0 |
| Property Stress | 35.0 |
| Vacancy | 12.2 |
▼ Top 3 Risk Signals
| Bank Institutional | 63.7 |
| Construction Pressure | 20.9 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#4152
PhaseOVERHEATED
Primary driverBANK_INSTITUTIONAL
Capital opp34.3
Pulse score40.6
Signal Breakdown — 10 Categories
Vacancy
12.2
Auction / REO
—
Construction Pressure
20.9
FL Deep Bonus
—
Property Stress
35.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
63.7
Insurance Distress
0.0
Foreclosure / Delinquency
49.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
12.2%
Bank Score
63.7
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 50542 | 40.6 | 38.3 | 0.0 | — |
| County 19197 | 37.4 | 37.5 | 0.0 | 12.5 |
| IA state avg | 30.4 | 12.7 | 0.0 | 27.9 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 50071 | 44.3 | STRONG_BUY | VACANCY | 64 | 26 |
| 50430 | 42.8 | STRONG_BUY | VACANCY | 62 | 15 |
| 50595 | 42.3 | STRONG_BUY | BANK_INSTITUTIONAL | 43 | 30 |
| 50271 | 41.4 | OVERHEATED | VACANCY | — | 31 |
| 50525 | 37.9 | OVERHEATED | VACANCY | — | 36 |
| 50034 | 37.9 | OVERHEATED | VACANCY | — | 32 |
| 50533 | 37.6 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 37 | 33 |
| 50421 | 37.5 | OVERHEATED | BANK_INSTITUTIONAL | — | 36 |
| 50577 | 36.9 | OVERHEATED | VACANCY | — | 34 |
| 50101 | 36.5 | OVERHEATED | VACANCY | — | 36 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/50542
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.