ZIP
50557
IA · County 19187 · pop 736 (population)
24.8
Opportunity Index
WEAKNational rank #31943
Why This ZIP
ZIP 50557 ranks #31943 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 30.3, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 50557 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 19187 — ZIP 50557 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 19187 — ZIP 50557 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 19187 — ZIP 50557 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 12.0 |
| Property Stress | 9.0 |
| Vacancy | 5.1 |
▼ Top 3 Risk Signals
| Bank Institutional | 57.5 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#31943
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp30.3
Pulse score21.2
Signal Breakdown — 10 Categories
Vacancy
5.1
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
9.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
57.5
Insurance Distress
0.0
Foreclosure / Delinquency
12.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
5.1%
Bank Score
57.5
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 50557 | 21.2 | 8.4 | 0.0 | — |
| County 19187 | 24.2 | 9.3 | 0.0 | 34.4 |
| IA state avg | 30.2 | 12.2 | 0.0 | 27.9 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 50595 | 42.3 | STRONG_BUY | BANK_INSTITUTIONAL | 43 | 30 |
| 50533 | 37.3 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 37 | 32 |
| 50563 | 36.3 | EARLY_SIGNAL | VACANCY | 30 | 22 |
| 50249 | 36.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 24 |
| 50586 | 34.8 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 23 |
| 50548 | 34.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 29 |
| 50538 | 33.7 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 23 |
| 50591 | 31.6 | EARLY_SIGNAL | VACANCY | — | 28 |
| 50501 | 30.4 | WEAK | BANK_INSTITUTIONAL | 45 | 9 |
| 50530 | 26.5 | WEAK | VACANCY | — | 9 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/50557
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.