ZIP
50585
IA · County 19021 · pop 1,165 (population)
43.1
Opportunity Index
STRONG_BUYNational rank #636
Why This ZIP
ZIP 50585 ranks #636 nationally with phase STRONG_BUY. Primary driver: VACANCY. Capital opportunity score is 42.6, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 50585 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 19021 — ZIP 50585 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 19021 — ZIP 50585 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 19021 — ZIP 50585 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 58.5 |
| Property Stress | 18.0 |
| Foreclosure / Delinquency | 18.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 90.8 |
| Bank Institutional | 71.9 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#636
PhaseSTRONG_BUY
Primary driverVACANCY
Capital opp42.6
Pulse score43.5
Signal Breakdown — 10 Categories
Vacancy
14.6
Auction / REO
—
Construction Pressure
90.8
FL Deep Bonus
—
Property Stress
18.0
HOA / Federal Liens
—
Listings Discount
58.5
Bank Institutional
71.9
Insurance Distress
0.0
Foreclosure / Delinquency
18.0
Top-Line Metrics
Avg DOM (days)
177.0
Price Cut %
5.7%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
14.6%
Bank Score
71.9
Insurance Score
0.0
Listings Discount
58.5
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 50585 | 43.5 | 17.6 | 0.0 | 58.5 |
| County 19021 | 34.4 | 14.5 | 0.0 | 19.4 |
| IA state avg | 30.4 | 12.7 | 0.0 | 27.9 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 50554 | 36.5 | OVERHEATED | BANK_INSTITUTIONAL | — | 20 |
| 50576 | 36.1 | EARLY_SIGNAL | VACANCY | — | 15 |
| 51047 | 36.0 | EARLY_SIGNAL | VACANCY | — | 19 |
| 50510 | 35.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 16 |
| 50568 | 34.5 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 15 |
| 51002 | 34.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 15 |
| 50565 | 33.5 | EARLY_SIGNAL | VACANCY | — | 15 |
| 50588 | 32.7 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 27 | 15 |
| 51366 | 32.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 21 |
| 51033 | 31.4 | EARLY_SIGNAL | VACANCY | — | 18 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/50585
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.