ZIP
50609
IA · County 19075 · pop 370 (population)
29.7
Opportunity Index
WEAKNational rank #23213
Why This ZIP
ZIP 50609 ranks #23213 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 28.9, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 50609 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 19075 — ZIP 50609 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 19075 — ZIP 50609 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 19075 — ZIP 50609 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Vacancy | 8.9 |
| Property Stress | 8.0 |
| Foreclosure / Delinquency | 8.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 73.1 |
| Bank Institutional | 63.3 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#23213
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp28.9
Pulse score30.2
Signal Breakdown — 10 Categories
Vacancy
8.9
Auction / REO
—
Construction Pressure
73.1
FL Deep Bonus
—
Property Stress
8.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
63.3
Insurance Distress
0.0
Foreclosure / Delinquency
8.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
8.9%
Bank Score
63.3
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 50609 | 30.2 | 6.8 | 0.0 | — |
| County 19075 | 27.5 | 6.8 | 0.0 | 19.9 |
| IA state avg | 30.2 | 12.2 | 0.0 | 27.9 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 50604 | 39.7 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 53 | 15 |
| 50672 | 37.5 | PEAK_OPPORTUNITY | VACANCY | 55 | 14 |
| 50627 | 36.4 | PEAK_OPPORTUNITY | VACANCY | 46 | 13 |
| 50621 | 35.1 | WATCHLIST | VACANCY | 51 | 6 |
| 50638 | 33.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 51 | 5 |
| 50665 | 33.0 | EARLY_SIGNAL | VACANCY | — | 13 |
| 50601 | 31.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 13 |
| 50669 | 31.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 9 |
| 50660 | 29.8 | WEAK | VACANCY | — | 15 |
| 50643 | 28.7 | WEAK | BANK_INSTITUTIONAL | — | 8 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/50609
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.