ZIP
50628
IA · County 19089 · pop 1,309 (population)
35.5
Opportunity Index
EARLY_SIGNALNational rank #8497
Why This ZIP
ZIP 50628 ranks #8497 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 31.0, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 50628 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 19089 — ZIP 50628 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 19089 — ZIP 50628 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 19089 — ZIP 50628 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 19.0 |
| Vacancy | 16.1 |
| Property Stress | 16.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 100.0 |
| Bank Institutional | 60.8 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#8497
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp31.0
Pulse score38.5
Signal Breakdown — 10 Categories
Vacancy
16.1
Auction / REO
—
Construction Pressure
100.0
FL Deep Bonus
—
Property Stress
16.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
60.8
Insurance Distress
0.0
Foreclosure / Delinquency
19.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
16.1%
Bank Score
60.8
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 50628 | 38.5 | 15.6 | 0.0 | — |
| County 19089 | 35.7 | 14.8 | 0.0 | — |
| IA state avg | 30.2 | 12.2 | 0.0 | 27.9 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (8)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 52155 | 36.5 | OVERHEATED | VACANCY | — | 16 |
| 52163 | 34.5 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 16 |
| 50466 | 34.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 16 |
| 52134 | 32.7 | EARLY_SIGNAL | VACANCY | — | 16 |
| 52136 | 32.4 | EARLY_SIGNAL | VACANCY | — | 15 |
| 52132 | 30.7 | WEAK | BANK_INSTITUTIONAL | — | 13 |
| 52154 | 28.2 | WEAK | VACANCY | — | 10 |
| 50603 | 24.0 | WEAK | BANK_INSTITUTIONAL | — | 11 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/50628
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.