ZIP
50654
IA · County 19019 · pop 335 (population)
27.7
Opportunity Index
WEAKNational rank #27737
Why This ZIP
ZIP 50654 ranks #27737 nationally with phase WEAK. Primary driver: VACANCY. Capital opportunity score is 35.4, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 50654 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 19019 — ZIP 50654 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 19019 — ZIP 50654 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 19019 — ZIP 50654 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Vacancy | 19.1 |
| Foreclosure / Delinquency | 12.0 |
| Property Stress | 10.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 33.0 |
| Construction Pressure | 30.2 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#27737
PhaseWEAK
Primary driverVACANCY
Capital opp35.4
Pulse score22.5
Signal Breakdown — 10 Categories
Vacancy
19.1
Auction / REO
—
Construction Pressure
30.2
FL Deep Bonus
—
Property Stress
10.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
33.0
Insurance Distress
0.0
Foreclosure / Delinquency
12.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
19.1%
Bank Score
33.0
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 50654 | 22.5 | 9.0 | 0.0 | — |
| County 19019 | 26.8 | 8.5 | 0.0 | 27.6 |
| IA state avg | 30.2 | 12.2 | 0.0 | 27.8 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 50662 | 36.6 | PEAK_OPPORTUNITY | VACANCY | 54 | 13 |
| 50682 | 32.8 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 52 | 9 |
| 50644 | 32.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 50 | 9 |
| 52218 | 31.5 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 10 |
| 52352 | 30.3 | WEAK | BANK_INSTITUTIONAL | — | 10 |
| 50648 | 28.8 | WEAK | BANK_INSTITUTIONAL | — | 9 |
| 50626 | 28.8 | WEAK | BANK_INSTITUTIONAL | — | 8 |
| 50629 | 28.7 | WEAK | BANK_INSTITUTIONAL | — | 10 |
| 50641 | 27.1 | WEAK | BANK_INSTITUTIONAL | — | 9 |
| 50650 | 26.0 | WEAK | BANK_INSTITUTIONAL | — | 10 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/50654
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.