ZIP
50677
IA · County 19017 · pop 12,655 (population)
32.3
Opportunity Index
EARLY_SIGNALNational rank #16373
Why This ZIP
ZIP 50677 ranks #16373 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 40.8, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 50677 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 19017 — ZIP 50677 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 19017 — ZIP 50677 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 19017 — ZIP 50677 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 49.0 |
| Foreclosure / Delinquency | 12.0 |
| Property Stress | 10.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 54.4 |
| Construction Pressure | 14.6 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#16373
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp40.8
Pulse score26.6
Signal Breakdown — 10 Categories
Vacancy
7.2
Auction / REO
—
Construction Pressure
14.6
FL Deep Bonus
—
Property Stress
10.0
HOA / Federal Liens
—
Listings Discount
49.0
Bank Institutional
54.4
Insurance Distress
0.0
Foreclosure / Delinquency
12.0
Top-Line Metrics
Avg DOM (days)
9.0
Price Cut %
—%
Short-Sale Listings
2
Auction Events 90d
—
Vacancy %
7.2%
Bank Score
54.4
Insurance Score
0.0
Listings Discount
49.0
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 50677 | 26.6 | 9.8 | 0.0 | 49.0 |
| County 19017 | 26.4 | 9.8 | 0.0 | 24.8 |
| IA state avg | 30.2 | 12.2 | 0.0 | 27.9 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 50670 | 33.6 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 18 |
| 50666 | 29.6 | WEAK | VACANCY | — | 12 |
| 50647 | 29.2 | WEAK | BANK_INSTITUTIONAL | — | 9 |
| 50631 | 28.9 | WEAK | VACANCY | — | 10 |
| 50629 | 28.7 | WEAK | BANK_INSTITUTIONAL | — | 10 |
| 50658 | 28.6 | WEAK | BANK_INSTITUTIONAL | — | 13 |
| 50674 | 27.9 | WEAK | BANK_INSTITUTIONAL | — | 11 |
| 50622 | 27.7 | WEAK | BANK_INSTITUTIONAL | — | 10 |
| 50676 | 26.1 | WEAK | BANK_INSTITUTIONAL | — | 10 |
| 50630 | 25.9 | WEAK | BANK_INSTITUTIONAL | — | 10 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/50677
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.