ZIP
50702
IA · County 19013 · pop 21,197 (population)
30.6
Opportunity Index
WEAKNational rank #20956
Why This ZIP
ZIP 50702 ranks #20956 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 35.6, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 50702 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 19013 — ZIP 50702 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 19013 — ZIP 50702 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 19013 — ZIP 50702 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 37.5 |
| Foreclosure / Delinquency | 12.0 |
| Property Stress | 8.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 55.0 |
| Construction Pressure | 48.7 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#20956
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp35.6
Pulse score27.2
Signal Breakdown — 10 Categories
Vacancy
7.3
Auction / REO
—
Construction Pressure
48.7
FL Deep Bonus
—
Property Stress
8.0
HOA / Federal Liens
—
Listings Discount
37.5
Bank Institutional
55.0
Insurance Distress
0.0
Foreclosure / Delinquency
12.0
Top-Line Metrics
Avg DOM (days)
75.8
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
7.3%
Bank Score
55.0
Insurance Score
0.0
Listings Discount
37.5
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 50702 | 27.2 | 8.2 | 0.0 | 37.5 |
| County 19013 | 27.1 | 8.1 | 0.0 | 30.4 |
| IA state avg | 30.2 | 12.2 | 0.0 | 27.9 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 50675 | 41.2 | STRONG_BUY | BANK_INSTITUTIONAL | 58 | 18 |
| 50703 | 34.3 | WATCHLIST | VACANCY | 48 | 8 |
| 50670 | 33.6 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 18 |
| 50707 | 32.7 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 44 | 8 |
| 50701 | 31.8 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 42 | 8 |
| 50669 | 31.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 9 |
| 50651 | 31.1 | EARLY_SIGNAL | VACANCY | — | 9 |
| 50612 | 29.9 | WEAK | VACANCY | — | 15 |
| 50647 | 29.2 | WEAK | BANK_INSTITUTIONAL | — | 9 |
| 50626 | 28.8 | WEAK | BANK_INSTITUTIONAL | — | 8 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/50702
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.