ZIP
50857
IA · County 19003 · pop 135 (population)
33.2
Opportunity Index
EARLY_SIGNALNational rank #13990
Why This ZIP
ZIP 50857 ranks #13990 nationally with phase EARLY_SIGNAL. Primary driver: LISTINGS_DISCOUNT. Capital opportunity score is 49.1, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 50857 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 19003 — ZIP 50857 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 19003 — ZIP 50857 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 19003 — ZIP 50857 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 52.4 |
| Foreclosure / Delinquency | 24.0 |
| Property Stress | 20.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 29.5 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#13990
PhaseEARLY_SIGNAL
Primary driverLISTINGS_DISCOUNT
Capital opp49.1
Pulse score22.6
Signal Breakdown — 10 Categories
Vacancy
1.5
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
20.0
HOA / Federal Liens
—
Listings Discount
52.4
Bank Institutional
29.5
Insurance Distress
0.0
Foreclosure / Delinquency
24.0
Top-Line Metrics
Avg DOM (days)
8.0
Price Cut %
—%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
1.5%
Bank Score
29.5
Insurance Score
0.0
Listings Discount
52.4
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 50857 | 22.6 | 19.6 | 0.0 | 52.4 |
| County 19003 | 28.6 | 18.4 | 0.0 | 11.0 |
| IA state avg | 30.3 | 12.5 | 0.0 | 27.7 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (9)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 50841 | 32.5 | EARLY_SIGNAL | VACANCY | — | 21 |
| 50801 | 30.4 | WEAK | VACANCY | 31 | 16 |
| 50837 | 30.3 | WEAK | BANK_INSTITUTIONAL | — | 14 |
| 50851 | 30.2 | WEAK | VACANCY | — | 17 |
| 50864 | 29.6 | WEAK | BANK_INSTITUTIONAL | — | 15 |
| 50843 | 29.0 | WEAK | BANK_INSTITUTIONAL | — | 10 |
| 50853 | 28.4 | WEAK | BANK_INSTITUTIONAL | — | 10 |
| 50839 | 28.0 | WEAK | VACANCY | — | 15 |
| 50859 | 26.5 | WEAK | BANK_INSTITUTIONAL | — | 21 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/50857
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.