ZIP
51053
IA · County 19161 · pop 1,056 (population)
38.6
Opportunity Index
PEAK_OPPORTUNITYNational rank #3579
Why This ZIP
ZIP 51053 ranks #3579 nationally with phase PEAK_OPPORTUNITY. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 42.4, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 51053 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 19161 — ZIP 51053 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 19161 — ZIP 51053 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 19161 — ZIP 51053 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 57.3 |
| Foreclosure / Delinquency | 24.0 |
| Property Stress | 16.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 68.6 |
| Construction Pressure | 32.7 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#3579
PhasePEAK_OPPORTUNITY
Primary driverBANK_INSTITUTIONAL
Capital opp42.4
Pulse score36.0
Signal Breakdown — 10 Categories
Vacancy
10.8
Auction / REO
—
Construction Pressure
32.7
FL Deep Bonus
—
Property Stress
16.0
HOA / Federal Liens
—
Listings Discount
57.3
Bank Institutional
68.6
Insurance Distress
0.0
Foreclosure / Delinquency
24.0
Top-Line Metrics
Avg DOM (days)
9.0
Price Cut %
10.0%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
10.8%
Bank Score
68.6
Insurance Score
0.0
Listings Discount
57.3
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 51053 | 36.0 | 16.1 | 0.0 | 57.3 |
| County 19161 | 31.9 | 16.8 | 0.0 | 5.9 |
| IA state avg | 30.4 | 12.7 | 0.0 | 27.9 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 50540 | 36.8 | OVERHEATED | BANK_INSTITUTIONAL | — | 21 |
| 50568 | 34.5 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 15 |
| 50561 | 34.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 21 |
| 50588 | 32.7 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 27 | 15 |
| 51450 | 32.4 | EARLY_SIGNAL | VACANCY | — | 16 |
| 51458 | 32.3 | EARLY_SIGNAL | VACANCY | — | 16 |
| 51448 | 31.8 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 19 |
| 50583 | 31.6 | EARLY_SIGNAL | VACANCY | — | 16 |
| 51436 | 31.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 12 |
| 51433 | 31.1 | EARLY_SIGNAL | VACANCY | — | 20 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/51053
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.