ZIP
51105
IA · County 19193 · pop 10,726 (population)
32.1
Opportunity Index
EARLY_SIGNALNational rank #16899
Why This ZIP
ZIP 51105 ranks #16899 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 41.6, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 51105 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 19193 — ZIP 51105 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 19193 — ZIP 51105 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 19193 — ZIP 51105 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 35.3 |
| Property Stress | 15.0 |
| Vacancy | 10.4 |
▼ Top 3 Risk Signals
| Construction Pressure | 75.8 |
| Bank Institutional | 27.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#16899
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp41.6
Pulse score25.8
Signal Breakdown — 10 Categories
Vacancy
10.4
Auction / REO
—
Construction Pressure
75.8
FL Deep Bonus
—
Property Stress
15.0
HOA / Federal Liens
—
Listings Discount
35.3
Bank Institutional
27.5
Insurance Distress
0.0
Foreclosure / Delinquency
8.0
Top-Line Metrics
Avg DOM (days)
149.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
10.4%
Bank Score
27.5
Insurance Score
0.0
Listings Discount
35.3
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 51105 | 25.8 | 11.5 | 0.0 | 35.3 |
| County 19193 | 29.9 | 11.5 | 0.0 | 26.6 |
| IA state avg | 30.4 | 12.7 | 0.0 | 27.9 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 51034 | 37.8 | OVERHEATED | VACANCY | — | 28 |
| 51039 | 37.0 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 52 | 15 |
| 51055 | 34.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 22 |
| 51048 | 34.0 | EARLY_SIGNAL | VACANCY | — | 15 |
| 51103 | 33.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 36 | 15 |
| 51004 | 33.9 | EARLY_SIGNAL | VACANCY | — | 15 |
| 51109 | 33.0 | EARLY_SIGNAL | LISTINGS_DISCOUNT | 48 | 12 |
| 51030 | 32.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 15 |
| 51016 | 32.0 | EARLY_SIGNAL | VACANCY | — | 14 |
| 51019 | 31.8 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 14 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/51105
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.