ZIP
51246
IA · County 19119 · pop 4,075 (population)
33.5
Opportunity Index
EARLY_SIGNALNational rank #13269
Why This ZIP
ZIP 51246 ranks #13269 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 30.8, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 51246 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 19119 — ZIP 51246 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 19119 — ZIP 51246 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 19119 — ZIP 51246 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Property Stress | 16.0 |
| Vacancy | 13.1 |
| Foreclosure / Delinquency | 13.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 75.5 |
| Bank Institutional | 62.2 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#13269
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp30.8
Pulse score35.3
Signal Breakdown — 10 Categories
Vacancy
13.1
Auction / REO
—
Construction Pressure
75.5
FL Deep Bonus
—
Property Stress
16.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
62.2
Insurance Distress
0.0
Foreclosure / Delinquency
13.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
13.1%
Bank Score
62.2
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 51246 | 35.3 | 14.5 | 0.0 | — |
| County 19119 | 34.3 | 14.7 | 0.0 | — |
| IA state avg | 30.4 | 12.7 | 0.0 | 27.9 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 51232 | 38.1 | OVERHEATED | BANK_INSTITUTIONAL | — | 31 |
| 51243 | 35.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 19 |
| 51242 | 34.1 | EARLY_SIGNAL | VACANCY | — | 16 |
| 51241 | 33.8 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 16 |
| 51230 | 32.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 16 |
| 51237 | 32.5 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 16 |
| 51240 | 30.6 | WEAK | BANK_INSTITUTIONAL | — | 16 |
| 51235 | 30.2 | WEAK | BANK_INSTITUTIONAL | — | 16 |
| 51201 | 29.1 | WEAK | VACANCY | — | 16 |
| 51239 | 26.0 | WEAK | BANK_INSTITUTIONAL | — | 14 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/51246
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.