ZIP
51364
IA · County 19059 · pop 855 (population)
38.1
Opportunity Index
OVERHEATEDNational rank #4152
Why This ZIP
ZIP 51364 ranks #4152 nationally with phase OVERHEATED. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 29.9, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 51364 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 19059 — ZIP 51364 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 19059 — ZIP 51364 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 19059 — ZIP 51364 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 25.0 |
| Property Stress | 23.0 |
| Vacancy | 10.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 100.0 |
| Bank Institutional | 73.6 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#4152
PhaseOVERHEATED
Primary driverBANK_INSTITUTIONAL
Capital opp29.9
Pulse score43.6
Signal Breakdown — 10 Categories
Vacancy
10.0
Auction / REO
—
Construction Pressure
100.0
FL Deep Bonus
—
Property Stress
23.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
73.6
Insurance Distress
0.0
Foreclosure / Delinquency
25.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
10.0%
Bank Score
73.6
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 51364 | 43.6 | 23.9 | 0.0 | — |
| County 19059 | 43.8 | 24.4 | 0.0 | 2.4 |
| IA state avg | 30.4 | 12.7 | 0.0 | 27.9 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (9)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 51334 | 41.9 | STRONG_BUY | VACANCY | 60 | 20 |
| 51331 | 40.3 | OVERHEATED | VACANCY | — | 24 |
| 51345 | 39.8 | OVERHEATED | VACANCY | — | 37 |
| 51351 | 39.6 | OVERHEATED | VACANCY | — | 24 |
| 51355 | 39.4 | OVERHEATED | VACANCY | — | 24 |
| 51360 | 39.4 | OVERHEATED | VACANCY | — | 24 |
| 51347 | 38.8 | OVERHEATED | VACANCY | — | 24 |
| 51363 | 36.8 | OVERHEATED | VACANCY | — | 24 |
| 51338 | 36.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 22 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/51364
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.