ZIP
51439
IA · County 19047 · pop 785 (population)
33.0
Opportunity Index
EARLY_SIGNALNational rank #14494
Why This ZIP
ZIP 51439 ranks #14494 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 29.5, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 51439 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 19047 — ZIP 51439 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 19047 — ZIP 51439 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 19047 — ZIP 51439 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 34.0 |
| Property Stress | 22.0 |
| Vacancy | 6.7 |
▼ Top 3 Risk Signals
| Bank Institutional | 74.4 |
| Construction Pressure | 25.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#14494
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp29.5
Pulse score35.4
Signal Breakdown — 10 Categories
Vacancy
6.7
Auction / REO
—
Construction Pressure
25.0
FL Deep Bonus
—
Property Stress
22.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
74.4
Insurance Distress
0.0
Foreclosure / Delinquency
34.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
6.7%
Bank Score
74.4
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 51439 | 35.4 | 23.7 | 0.0 | — |
| County 19047 | 34.0 | 22.8 | 0.0 | 26.0 |
| IA state avg | 30.3 | 12.5 | 0.0 | 27.7 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 51060 | 40.0 | OVERHEATED | VACANCY | — | 29 |
| 51034 | 37.4 | OVERHEATED | VACANCY | — | 27 |
| 51442 | 36.2 | WATCHLIST | BANK_INSTITUTIONAL | 43 | 22 |
| 51465 | 34.4 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 22 |
| 51454 | 33.6 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 20 |
| 51461 | 32.8 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 21 |
| 51528 | 32.7 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 22 |
| 51529 | 32.5 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 21 |
| 51455 | 32.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 34 | 15 |
| 51467 | 32.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 18 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/51439
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.