ZIP
51501
IA · County 19155 · pop 34,928 (population)
36.1
Opportunity Index
WATCHLISTNational rank #7236
Why This ZIP
ZIP 51501 ranks #7236 nationally with phase WATCHLIST. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 42.3, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 51501 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 19155 — ZIP 51501 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 19155 — ZIP 51501 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 19155 — ZIP 51501 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 50.9 |
| Property Stress | 15.0 |
| Foreclosure / Delinquency | 8.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 56.9 |
| Construction Pressure | 55.7 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#7236
PhaseWATCHLIST
Primary driverBANK_INSTITUTIONAL
Capital opp42.3
Pulse score32.0
Signal Breakdown — 10 Categories
Vacancy
6.2
Auction / REO
—
Construction Pressure
55.7
FL Deep Bonus
—
Property Stress
15.0
HOA / Federal Liens
—
Listings Discount
50.9
Bank Institutional
56.9
Insurance Distress
0.0
Foreclosure / Delinquency
8.0
Top-Line Metrics
Avg DOM (days)
53.7
Price Cut %
—%
Short-Sale Listings
19
Auction Events 90d
—
Vacancy %
6.2%
Bank Score
56.9
Insurance Score
0.0
Listings Discount
50.9
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 51501 | 32.0 | 12.4 | 0.0 | 50.9 |
| County 19155 | 30.7 | 12.5 | 0.0 | 34.8 |
| IA state avg | 30.3 | 12.5 | 0.0 | 27.7 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 51555 | 36.1 | WATCHLIST | BANK_INSTITUTIONAL | 45 | 17 |
| 51503 | 33.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 40 | 14 |
| 51549 | 33.1 | EARLY_SIGNAL | VACANCY | — | 15 |
| 51560 | 32.5 | EARLY_SIGNAL | VACANCY | — | 15 |
| 51577 | 31.5 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 14 |
| 51570 | 31.4 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 16 |
| 51553 | 31.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 15 |
| 51521 | 31.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 15 |
| 51559 | 31.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 15 |
| 51510 | 30.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 15 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/51501
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.