ZIP
51554
IA · County 19129 · pop 167 (population)
32.1
Opportunity Index
EARLY_SIGNALNational rank #16890
Why This ZIP
ZIP 51554 ranks #16890 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 36.8, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 51554 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 19129 — ZIP 51554 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 19129 — ZIP 51554 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 19129 — ZIP 51554 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Vacancy | 66.7 |
| Foreclosure / Delinquency | 19.0 |
| Property Stress | 12.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 96.0 |
| Bank Institutional | 28.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#16890
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp36.8
Pulse score29.0
Signal Breakdown — 10 Categories
Vacancy
66.7
Auction / REO
—
Construction Pressure
96.0
FL Deep Bonus
—
Property Stress
12.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
28.0
Insurance Distress
0.0
Foreclosure / Delinquency
19.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
66.7%
Bank Score
28.0
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 51554 | 29.0 | 12.8 | 0.0 | — |
| County 19129 | 32.1 | 12.6 | 0.0 | 33.9 |
| IA state avg | 30.3 | 12.5 | 0.0 | 27.7 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 51534 | 36.0 | WATCHLIST | BANK_INSTITUTIONAL | 44 | 12 |
| 51561 | 35.6 | WATCHLIST | VACANCY | 41 | 12 |
| 51551 | 33.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 12 |
| 51503 | 33.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 40 | 14 |
| 51540 | 32.1 | EARLY_SIGNAL | VACANCY | — | 12 |
| 51533 | 31.7 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 14 |
| 51653 | 31.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 10 |
| 51541 | 29.6 | WEAK | VACANCY | — | 13 |
| 51571 | 27.9 | WEAK | VACANCY | — | 13 |
| 51645 | 26.4 | WEAK | BANK_INSTITUTIONAL | — | 9 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/51554
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.