ZIP
51563
IA · County 19085 · pop 708 (population)
31.2
Opportunity Index
EARLY_SIGNALNational rank #19387
Why This ZIP
ZIP 51563 ranks #19387 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 29.8, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 51563 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 19085 — ZIP 51563 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 19085 — ZIP 51563 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 19085 — ZIP 51563 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Property Stress | 19.0 |
| Foreclosure / Delinquency | 18.0 |
| Vacancy | 2.1 |
▼ Top 3 Risk Signals
| Bank Institutional | 70.1 |
| Construction Pressure | 41.3 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#19387
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp29.8
Pulse score32.2
Signal Breakdown — 10 Categories
Vacancy
2.1
Auction / REO
—
Construction Pressure
41.3
FL Deep Bonus
—
Property Stress
19.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
70.1
Insurance Distress
0.0
Foreclosure / Delinquency
18.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
2.1%
Bank Score
70.1
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 51563 | 32.2 | 18.1 | 0.0 | — |
| County 19085 | 33.7 | 18.0 | 0.0 | 27.1 |
| IA state avg | 30.4 | 12.7 | 0.0 | 27.9 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 51558 | 41.2 | OVERHEATED | VACANCY | — | 30 |
| 51555 | 36.4 | WATCHLIST | BANK_INSTITUTIONAL | 45 | 18 |
| 51579 | 35.5 | WATCHLIST | VACANCY | 38 | 19 |
| 51523 | 35.4 | EARLY_SIGNAL | FORECLOSURE_DELINQUENCY | — | 30 |
| 51564 | 34.2 | EARLY_SIGNAL | VACANCY | — | 19 |
| 51557 | 33.7 | EARLY_SIGNAL | VACANCY | — | 19 |
| 51546 | 33.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 31 | 19 |
| 51545 | 33.0 | EARLY_SIGNAL | VACANCY | — | 21 |
| 51556 | 32.6 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 19 |
| 51529 | 32.6 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 21 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/51563
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.