ZIP
52054
IA · County 19097 · pop 769 (population)
39.8
Opportunity Index
PEAK_OPPORTUNITYNational rank #2386
Why This ZIP
ZIP 52054 ranks #2386 nationally with phase PEAK_OPPORTUNITY. Primary driver: LISTINGS_DISCOUNT. Capital opportunity score is 52.7, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 52054 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 19097 — ZIP 52054 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 19097 — ZIP 52054 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 19097 — ZIP 52054 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 57.7 |
| Foreclosure / Delinquency | 38.0 |
| Property Stress | 28.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 30.0 |
| Construction Pressure | 24.9 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#2386
PhasePEAK_OPPORTUNITY
Primary driverLISTINGS_DISCOUNT
Capital opp52.7
Pulse score31.2
Signal Breakdown — 10 Categories
Vacancy
8.2
Auction / REO
—
Construction Pressure
24.9
FL Deep Bonus
—
Property Stress
28.0
HOA / Federal Liens
—
Listings Discount
57.7
Bank Institutional
30.0
Insurance Distress
0.0
Foreclosure / Delinquency
38.0
Top-Line Metrics
Avg DOM (days)
80.0
Price Cut %
13.0%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
8.2%
Bank Score
30.0
Insurance Score
0.0
Listings Discount
57.7
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 52054 | 31.2 | 29.7 | 0.0 | 57.7 |
| County 19097 | 35.0 | 28.4 | 0.0 | 2.3 |
| IA state avg | 30.2 | 12.2 | 0.0 | 27.8 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 52070 | 38.5 | OVERHEATED | VACANCY | — | 26 |
| 52064 | 37.0 | OVERHEATED | BANK_INSTITUTIONAL | — | 26 |
| 52207 | 36.7 | OVERHEATED | BANK_INSTITUTIONAL | — | 26 |
| 52031 | 35.5 | EARLY_SIGNAL | VACANCY | — | 28 |
| 52030 | 35.4 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 29 |
| 52069 | 34.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 25 |
| 52060 | 34.8 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 27 |
| 52075 | 32.7 | EARLY_SIGNAL | FORECLOSURE_DELINQUENCY | — | 29 |
| 52309 | 32.3 | EARLY_SIGNAL | VACANCY | — | 23 |
| 52074 | 31.6 | EARLY_SIGNAL | FORECLOSURE_DELINQUENCY | — | 29 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/52054
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.