ZIP
52316
IA · County 19095 · pop 1,621 (population)
31.2
Opportunity Index
EARLY_SIGNALNational rank #19383
Why This ZIP
ZIP 52316 ranks #19383 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 29.6, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 52316 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 19095 — ZIP 52316 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 19095 — ZIP 52316 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 19095 — ZIP 52316 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Property Stress | 11.0 |
| Foreclosure / Delinquency | 10.0 |
| Vacancy | 9.6 |
▼ Top 3 Risk Signals
| Construction Pressure | 78.3 |
| Bank Institutional | 63.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#19383
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp29.6
Pulse score32.3
Signal Breakdown — 10 Categories
Vacancy
9.6
Auction / REO
—
Construction Pressure
78.3
FL Deep Bonus
—
Property Stress
11.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
63.0
Insurance Distress
0.0
Foreclosure / Delinquency
10.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
9.6%
Bank Score
63.0
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 52316 | 32.3 | 9.6 | 0.0 | — |
| County 19095 | 28.7 | 7.7 | 0.0 | 15.7 |
| IA state avg | 30.2 | 12.2 | 0.0 | 27.9 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 52208 | 38.8 | PEAK_OPPORTUNITY | VACANCY | 57 | 11 |
| 52318 | 37.3 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 55 | 10 |
| 52301 | 36.7 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 53 | 10 |
| 52222 | 32.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 14 |
| 50136 | 31.7 | EARLY_SIGNAL | VACANCY | — | 23 |
| 52347 | 31.4 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 12 |
| 52209 | 31.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 11 |
| 52355 | 30.1 | WEAK | VACANCY | — | 23 |
| 52307 | 28.5 | WEAK | VACANCY | — | 6 |
| 52251 | 28.4 | WEAK | VACANCY | — | 10 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/52316
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.