ZIP
52346
IA · County 19011 · pop 1,070 (population)
30.6
Opportunity Index
WEAKNational rank #20979
Why This ZIP
ZIP 52346 ranks #20979 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 28.9, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 52346 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 19011 — ZIP 52346 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 19011 — ZIP 52346 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 19011 — ZIP 52346 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 12.0 |
| Property Stress | 11.0 |
| Vacancy | 5.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 79.0 |
| Bank Institutional | 66.3 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#20979
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp28.9
Pulse score31.7
Signal Breakdown — 10 Categories
Vacancy
5.0
Auction / REO
—
Construction Pressure
79.0
FL Deep Bonus
—
Property Stress
11.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
66.3
Insurance Distress
0.0
Foreclosure / Delinquency
12.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
5.0%
Bank Score
66.3
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 52346 | 31.7 | 9.7 | 0.0 | — |
| County 19011 | 31.4 | 9.8 | 0.0 | 25.4 |
| IA state avg | 30.2 | 12.2 | 0.0 | 27.8 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 52208 | 38.7 | PEAK_OPPORTUNITY | VACANCY | 57 | 11 |
| 52225 | 38.4 | PEAK_OPPORTUNITY | VACANCY | 51 | 16 |
| 52224 | 37.4 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 50 | 13 |
| 52318 | 37.3 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 55 | 10 |
| 52301 | 36.7 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 53 | 10 |
| 52349 | 36.2 | WATCHLIST | BANK_INSTITUTIONAL | 48 | 11 |
| 52213 | 35.0 | WATCHLIST | BANK_INSTITUTIONAL | 50 | 12 |
| 52324 | 34.9 | WATCHLIST | BANK_INSTITUTIONAL | 48 | 12 |
| 52315 | 34.5 | WATCHLIST | VACANCY | 48 | 11 |
| 52354 | 31.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 11 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/52346
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.