ZIP
52404
IA · County 19113 · pop 42,582 (population)
35.4
Opportunity Index
WATCHLISTNational rank #8712
Why This ZIP
ZIP 52404 ranks #8712 nationally with phase WATCHLIST. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 41.1, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 52404 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 19113 — ZIP 52404 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 19113 — ZIP 52404 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 19113 — ZIP 52404 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 48.2 |
| Property Stress | 12.0 |
| Foreclosure / Delinquency | 12.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 63.9 |
| Bank Institutional | 54.4 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#8712
PhaseWATCHLIST
Primary driverBANK_INSTITUTIONAL
Capital opp41.1
Pulse score31.6
Signal Breakdown — 10 Categories
Vacancy
9.8
Auction / REO
—
Construction Pressure
63.9
FL Deep Bonus
—
Property Stress
12.0
HOA / Federal Liens
—
Listings Discount
48.2
Bank Institutional
54.4
Insurance Distress
0.0
Foreclosure / Delinquency
12.0
Top-Line Metrics
Avg DOM (days)
31.8
Price Cut %
8.8%
Short-Sale Listings
14
Auction Events 90d
—
Vacancy %
9.8%
Bank Score
54.4
Insurance Score
0.0
Listings Discount
48.2
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 52404 | 31.6 | 9.9 | 0.0 | 48.2 |
| County 19113 | 30.0 | 10.0 | 0.0 | 38.6 |
| IA state avg | 30.2 | 12.2 | 0.0 | 27.8 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 52202 | 36.1 | WATCHLIST | BANK_INSTITUTIONAL | 53 | 12 |
| 52411 | 35.7 | WATCHLIST | BANK_INSTITUTIONAL | 52 | 12 |
| 52310 | 35.3 | WATCHLIST | BANK_INSTITUTIONAL | 50 | 10 |
| 52213 | 35.0 | WATCHLIST | BANK_INSTITUTIONAL | 50 | 12 |
| 52324 | 34.9 | WATCHLIST | BANK_INSTITUTIONAL | 48 | 12 |
| 52405 | 34.4 | WATCHLIST | BANK_INSTITUTIONAL | 47 | 12 |
| 52403 | 34.3 | WATCHLIST | BANK_INSTITUTIONAL | 45 | 12 |
| 52402 | 34.3 | WATCHLIST | BANK_INSTITUTIONAL | 46 | 12 |
| 52233 | 34.2 | WATCHLIST | BANK_INSTITUTIONAL | 45 | 12 |
| 52328 | 34.0 | WATCHLIST | BANK_INSTITUTIONAL | 45 | 12 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/52404
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.