ZIP
52641
IA · County 19087 · pop 12,796 (population)
34.8
Opportunity Index
WATCHLISTNational rank #10082
Why This ZIP
ZIP 52641 ranks #10082 nationally with phase WATCHLIST. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 40.4, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 52641 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 19087 — ZIP 52641 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 19087 — ZIP 52641 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 19087 — ZIP 52641 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 48.8 |
| Foreclosure / Delinquency | 12.0 |
| Vacancy | 10.8 |
▼ Top 3 Risk Signals
| Construction Pressure | 57.7 |
| Bank Institutional | 55.8 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#10082
PhaseWATCHLIST
Primary driverBANK_INSTITUTIONAL
Capital opp40.4
Pulse score31.1
Signal Breakdown — 10 Categories
Vacancy
10.8
Auction / REO
—
Construction Pressure
57.7
FL Deep Bonus
—
Property Stress
10.0
HOA / Federal Liens
—
Listings Discount
48.8
Bank Institutional
55.8
Insurance Distress
0.0
Foreclosure / Delinquency
12.0
Top-Line Metrics
Avg DOM (days)
78.0
Price Cut %
—%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
10.8%
Bank Score
55.8
Insurance Score
0.0
Listings Discount
48.8
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 52641 | 31.1 | 8.4 | 0.0 | 48.8 |
| County 19087 | 30.0 | 8.7 | 0.0 | 37.1 |
| IA state avg | 30.2 | 12.2 | 0.0 | 27.9 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 52623 | 31.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 14 |
| 52645 | 31.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 31 | 11 |
| 52635 | 29.3 | WEAK | VACANCY | — | 10 |
| 52659 | 29.2 | WEAK | BANK_INSTITUTIONAL | — | 10 |
| 52647 | 29.0 | WEAK | VACANCY | — | 10 |
| 52654 | 28.4 | WEAK | BANK_INSTITUTIONAL | — | 10 |
| 52630 | 27.0 | WEAK | VACANCY | — | 11 |
| 52644 | 26.9 | WEAK | VACANCY | — | 10 |
| 52656 | 25.1 | WEAK | BANK_INSTITUTIONAL | — | 9 |
| 52652 | 24.4 | WEAK | BANK_INSTITUTIONAL | — | 8 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/52641
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.