ZIP
53040
WI · County 55131 · pop 8,223 (population)
28.8
Opportunity Index
WEAKNational rank #25389
Why This ZIP
ZIP 53040 ranks #25389 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 27.6, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 53040 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 55131 — ZIP 53040 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 55131 — ZIP 53040 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 55131 — ZIP 53040 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Property Stress | 12.0 |
| Vacancy | 4.8 |
| Foreclosure / Delinquency | 3.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 74.0 |
| Construction Pressure | 35.9 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#25389
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp27.6
Pulse score29.6
Signal Breakdown — 10 Categories
Vacancy
4.8
Auction / REO
—
Construction Pressure
35.9
FL Deep Bonus
—
Property Stress
12.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
74.0
Insurance Distress
0.0
Foreclosure / Delinquency
3.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
4.8%
Bank Score
74.0
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 53040 | 29.6 | 8.4 | 0.0 | — |
| County 55131 | 27.0 | 9.4 | 0.0 | 9.8 |
| WI state avg | 28.7 | 11.3 | 0.0 | 19.7 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 53090 | 33.5 | WATCHLIST | BANK_INSTITUTIONAL | 46 | 14 |
| 53095 | 29.0 | WEAK | BANK_INSTITUTIONAL | — | 13 |
| 53033 | 29.0 | WEAK | BANK_INSTITUTIONAL | — | 14 |
| 53086 | 29.0 | WEAK | BANK_INSTITUTIONAL | — | 14 |
| 53021 | 28.8 | WEAK | BANK_INSTITUTIONAL | — | 9 |
| 53037 | 28.6 | WEAK | BANK_INSTITUTIONAL | — | 14 |
| 53027 | 28.5 | WEAK | BANK_INSTITUTIONAL | — | 12 |
| 53002 | 28.1 | WEAK | BANK_INSTITUTIONAL | — | 14 |
| 53076 | 27.5 | WEAK | VACANCY | — | 14 |
| 53012 | 27.2 | WEAK | BANK_INSTITUTIONAL | — | 9 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/53040
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.