ZIP
54499
WI · County 55115 · pop 2,879 (population)
34.2
Opportunity Index
EARLY_SIGNALNational rank #11508
Why This ZIP
ZIP 54499 ranks #11508 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 34.3, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 54499 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 55115 — ZIP 54499 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 55115 — ZIP 54499 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 55115 — ZIP 54499 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 35.8 |
| Foreclosure / Delinquency | 19.0 |
| Property Stress | 17.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 67.4 |
| Construction Pressure | 43.6 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#11508
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp34.3
Pulse score34.2
Signal Breakdown — 10 Categories
Vacancy
12.3
Auction / REO
—
Construction Pressure
43.6
FL Deep Bonus
—
Property Stress
17.0
HOA / Federal Liens
—
Listings Discount
35.8
Bank Institutional
67.4
Insurance Distress
0.0
Foreclosure / Delinquency
19.0
Top-Line Metrics
Avg DOM (days)
77.5
Price Cut %
—%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
12.3%
Bank Score
67.4
Insurance Score
0.0
Listings Discount
35.8
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 54499 | 34.2 | 15.7 | 0.0 | 35.8 |
| County 55115 | 33.1 | 17.7 | 0.0 | 18.9 |
| WI state avg | 28.7 | 11.1 | 0.0 | 19.7 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 54414 | 38.0 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 50 | 17 |
| 54929 | 37.9 | PEAK_OPPORTUNITY | VACANCY | 53 | 20 |
| 54128 | 34.8 | EARLY_SIGNAL | VACANCY | — | 19 |
| 54166 | 34.6 | EARLY_SIGNAL | VACANCY | 33 | 19 |
| 54416 | 34.3 | EARLY_SIGNAL | VACANCY | — | 19 |
| 54124 | 34.0 | EARLY_SIGNAL | VACANCY | — | 18 |
| 54486 | 33.8 | EARLY_SIGNAL | VACANCY | — | 19 |
| 54950 | 33.7 | EARLY_SIGNAL | VACANCY | — | 20 |
| 54409 | 32.6 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 17 |
| 54111 | 31.4 | EARLY_SIGNAL | VACANCY | — | 19 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/54499
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.