ZIP
54539
WI · County 55085 · pop 1,404 (population)
34.7
Opportunity Index
EARLY_SIGNALNational rank #10330
Why This ZIP
ZIP 54539 ranks #10330 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 41.2, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 54539 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 55085 — ZIP 54539 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 55085 — ZIP 54539 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 55085 — ZIP 54539 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Vacancy | 69.0 |
| Listings Discount | 35.1 |
| Foreclosure / Delinquency | 25.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 48.2 |
| Bank Institutional | 34.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#10330
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp41.2
Pulse score30.4
Signal Breakdown — 10 Categories
Vacancy
69.0
Auction / REO
—
Construction Pressure
48.2
FL Deep Bonus
—
Property Stress
20.0
HOA / Federal Liens
—
Listings Discount
35.1
Bank Institutional
34.5
Insurance Distress
0.0
Foreclosure / Delinquency
25.0
Top-Line Metrics
Avg DOM (days)
8.0
Price Cut %
—%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
69.0%
Bank Score
34.5
Insurance Score
0.0
Listings Discount
35.1
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 54539 | 30.4 | 18.9 | 0.0 | 35.1 |
| County 55085 | 35.2 | 19.3 | 0.0 | 18.3 |
| WI state avg | 28.7 | 11.1 | 0.0 | 19.7 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 54538 | 37.8 | OVERHEATED | VACANCY | — | 23 |
| 54558 | 37.4 | OVERHEATED | VACANCY | — | 23 |
| 54562 | 37.1 | OVERHEATED | VACANCY | — | 22 |
| 54568 | 33.9 | EARLY_SIGNAL | VACANCY | 14 | 23 |
| 54548 | 33.9 | EARLY_SIGNAL | VACANCY | 24 | 20 |
| 54501 | 33.1 | EARLY_SIGNAL | VACANCY | 22 | 20 |
| 54487 | 32.9 | EARLY_SIGNAL | VACANCY | 19 | 18 |
| 54463 | 32.8 | EARLY_SIGNAL | VACANCY | — | 20 |
| 54531 | 32.7 | EARLY_SIGNAL | VACANCY | — | 20 |
| 54529 | 32.7 | EARLY_SIGNAL | VACANCY | — | 20 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/54539
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.