ZIP
54654
WI · County 55023 · pop 150 (population)
30.1
Opportunity Index
WEAKNational rank #22248
Why This ZIP
ZIP 54654 ranks #22248 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 30.1, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 54654 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 55023 — ZIP 54654 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 55023 — ZIP 54654 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 55023 — ZIP 54654 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 25.0 |
| Property Stress | 19.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 68.3 |
| Construction Pressure | 30.9 |
⚠ Missing Data
VacancyAuction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#22248
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp30.1
Pulse score30.1
Signal Breakdown — 10 Categories
Vacancy
0.0
Auction / REO
—
Construction Pressure
30.9
FL Deep Bonus
—
Property Stress
19.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
68.3
Insurance Distress
0.0
Foreclosure / Delinquency
25.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
0.0%
Bank Score
68.3
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 54654 | 30.1 | 18.7 | 0.0 | — |
| County 55023 | 34.7 | 17.8 | 0.0 | 3.1 |
| WI state avg | 28.7 | 11.1 | 0.0 | 19.7 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 54655 | 34.7 | EARLY_SIGNAL | VACANCY | — | 19 |
| 54624 | 34.2 | EARLY_SIGNAL | VACANCY | — | 17 |
| 54628 | 34.1 | EARLY_SIGNAL | VACANCY | — | 19 |
| 54631 | 34.1 | EARLY_SIGNAL | VACANCY | — | 19 |
| 54626 | 34.1 | EARLY_SIGNAL | VACANCY | — | 19 |
| 53821 | 33.7 | EARLY_SIGNAL | VACANCY | — | 18 |
| 53518 | 32.3 | EARLY_SIGNAL | VACANCY | — | 17 |
| 53826 | 32.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 19 |
| 53805 | 31.6 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 25 | 16 |
| 54645 | 31.1 | EARLY_SIGNAL | VACANCY | — | 19 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/54654
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.