ZIP
54864
WI · County 55031 · pop 1,534 (population)
38.0
Opportunity Index
PEAK_OPPORTUNITYNational rank #4272
Why This ZIP
ZIP 54864 ranks #4272 nationally with phase PEAK_OPPORTUNITY. Primary driver: VACANCY. Capital opportunity score is 41.5, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 54864 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 55031 — ZIP 54864 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 55031 — ZIP 54864 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 55031 — ZIP 54864 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 49.2 |
| Foreclosure / Delinquency | 25.0 |
| Property Stress | 17.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 58.3 |
| Construction Pressure | 47.8 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#4272
PhasePEAK_OPPORTUNITY
Primary driverVACANCY
Capital opp41.5
Pulse score35.6
Signal Breakdown — 10 Categories
Vacancy
16.1
Auction / REO
—
Construction Pressure
47.8
FL Deep Bonus
—
Property Stress
17.0
HOA / Federal Liens
—
Listings Discount
49.2
Bank Institutional
58.3
Insurance Distress
0.0
Foreclosure / Delinquency
25.0
Top-Line Metrics
Avg DOM (days)
149.0
Price Cut %
15.2%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
16.1%
Bank Score
58.3
Insurance Score
0.0
Listings Discount
49.2
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 54864 | 35.6 | 16.8 | 0.0 | 49.2 |
| County 55031 | 29.8 | 17.0 | 0.0 | 38.5 |
| WI state avg | 28.7 | 11.3 | 0.0 | 19.7 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 54873 | 38.9 | PEAK_OPPORTUNITY | VACANCY | 48 | 19 |
| 54849 | 37.1 | PEAK_OPPORTUNITY | VACANCY | 43 | 17 |
| 54859 | 36.9 | OVERHEATED | VACANCY | 34 | 19 |
| 54854 | 36.7 | PEAK_OPPORTUNITY | VACANCY | 49 | 17 |
| 54874 | 35.7 | WATCHLIST | VACANCY | 52 | 17 |
| 54830 | 35.0 | WATCHLIST | VACANCY | 37 | 19 |
| 54880 | 33.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 38 | 17 |
| 54820 | 33.2 | EARLY_SIGNAL | VACANCY | — | 20 |
| 54836 | 30.5 | WEAK | VACANCY | — | 17 |
| 54842 | 29.1 | WEAK | VACANCY | — | 17 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/54864
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.