ZIP
54865
WI · County 55007 · pop 492 (population)
39.9
Opportunity Index
PEAK_OPPORTUNITYNational rank #2290
Why This ZIP
ZIP 54865 ranks #2290 nationally with phase PEAK_OPPORTUNITY. Primary driver: VACANCY. Capital opportunity score is 46.3, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 54865 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 55007 — ZIP 54865 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 55007 — ZIP 54865 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 55007 — ZIP 54865 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Vacancy | 51.7 |
| Listings Discount | 49.6 |
| Foreclosure / Delinquency | 26.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 45.4 |
| Bank Institutional | 41.8 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#2290
PhasePEAK_OPPORTUNITY
Primary driverVACANCY
Capital opp46.3
Pulse score35.6
Signal Breakdown — 10 Categories
Vacancy
51.7
Auction / REO
—
Construction Pressure
45.4
FL Deep Bonus
—
Property Stress
24.0
HOA / Federal Liens
—
Listings Discount
49.6
Bank Institutional
41.8
Insurance Distress
0.0
Foreclosure / Delinquency
26.0
Top-Line Metrics
Avg DOM (days)
138.0
Price Cut %
7.4%
Short-Sale Listings
2
Auction Events 90d
—
Vacancy %
51.7%
Bank Score
41.8
Insurance Score
0.0
Listings Discount
49.6
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 54865 | 35.6 | 23.1 | 0.0 | 49.6 |
| County 55007 | 33.6 | 22.2 | 0.0 | 20.6 |
| WI state avg | 28.7 | 11.1 | 0.0 | 19.7 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 54873 | 38.9 | PEAK_OPPORTUNITY | VACANCY | 48 | 19 |
| 54847 | 37.8 | PEAK_OPPORTUNITY | VACANCY | 41 | 24 |
| 54806 | 36.6 | PEAK_OPPORTUNITY | VACANCY | 43 | 22 |
| 54821 | 36.2 | EARLY_SIGNAL | VACANCY | — | 24 |
| 54891 | 34.4 | EARLY_SIGNAL | VACANCY | — | 24 |
| 54856 | 33.4 | EARLY_SIGNAL | VACANCY | — | 24 |
| 54820 | 33.2 | EARLY_SIGNAL | VACANCY | — | 20 |
| 54517 | 32.9 | EARLY_SIGNAL | VACANCY | — | 21 |
| 54827 | 32.9 | EARLY_SIGNAL | VACANCY | — | 24 |
| 54832 | 32.9 | EARLY_SIGNAL | VACANCY | — | 24 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/54865
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.