ZIP
55041
MN · County 27157 · pop 7,532 (population)
33.7
Opportunity Index
EARLY_SIGNALNational rank #12776
Why This ZIP
ZIP 55041 ranks #12776 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 32.4, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 55041 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 27157 — ZIP 55041 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 27157 — ZIP 55041 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 27157 — ZIP 55041 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 31.0 |
| Property Stress | 18.0 |
| Foreclosure / Delinquency | 18.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 67.9 |
| Construction Pressure | 38.7 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#12776
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp32.4
Pulse score34.5
Signal Breakdown — 10 Categories
Vacancy
14.3
Auction / REO
—
Construction Pressure
38.7
FL Deep Bonus
—
Property Stress
18.0
HOA / Federal Liens
—
Listings Discount
31.0
Bank Institutional
67.9
Insurance Distress
0.0
Foreclosure / Delinquency
18.0
Top-Line Metrics
Avg DOM (days)
78.5
Price Cut %
—%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
14.3%
Bank Score
67.9
Insurance Score
0.0
Listings Discount
31.0
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 55041 | 34.5 | 18.0 | 0.0 | 31.0 |
| County 27157 | 31.5 | 17.0 | 0.0 | 21.9 |
| MN state avg | 27.6 | 9.0 | 0.0 | 23.0 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 55981 | 35.8 | WATCHLIST | VACANCY | 38 | 19 |
| 55945 | 32.7 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 19 |
| 55968 | 31.8 | EARLY_SIGNAL | VACANCY | — | 19 |
| 55991 | 31.7 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 19 |
| 55956 | 30.7 | WEAK | BANK_INSTITUTIONAL | — | 17 |
| 55964 | 29.9 | WEAK | BANK_INSTITUTIONAL | 31 | 17 |
| 55027 | 29.2 | WEAK | BANK_INSTITUTIONAL | — | 13 |
| 55957 | 28.9 | WEAK | BANK_INSTITUTIONAL | — | 19 |
| 55932 | 28.1 | WEAK | BANK_INSTITUTIONAL | — | 13 |
| 55910 | 27.0 | WEAK | BANK_INSTITUTIONAL | — | 10 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/55041
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.