ZIP
55054
MN · County 27139 · pop 2,582 (population)
28.1
Opportunity Index
WEAKNational rank #26942
Why This ZIP
ZIP 55054 ranks #26942 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 25.7, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 55054 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 27139 — ZIP 55054 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 27139 — ZIP 55054 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 27139 — ZIP 55054 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Vacancy | 5.1 |
| Property Stress | 4.0 |
| Foreclosure / Delinquency | 2.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 75.6 |
| Construction Pressure | 68.1 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#26942
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp25.7
Pulse score29.7
Signal Breakdown — 10 Categories
Vacancy
5.1
Auction / REO
—
Construction Pressure
68.1
FL Deep Bonus
—
Property Stress
4.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
75.6
Insurance Distress
0.0
Foreclosure / Delinquency
2.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
5.1%
Bank Score
75.6
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 55054 | 29.7 | 2.1 | 0.0 | — |
| County 27139 | 25.7 | 2.8 | 0.0 | 29.0 |
| MN state avg | 27.7 | 9.0 | 0.0 | 23.0 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (9)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 55372 | 30.8 | WEAK | BANK_INSTITUTIONAL | 42 | 4 |
| 56071 | 30.3 | WEAK | BANK_INSTITUTIONAL | 28 | 12 |
| 55352 | 29.8 | WEAK | BANK_INSTITUTIONAL | 38 | 4 |
| 55088 | 28.8 | WEAK | VACANCY | — | 13 |
| 56011 | 28.6 | WEAK | BANK_INSTITUTIONAL | 29 | 7 |
| 55379 | 27.9 | WEAK | BANK_INSTITUTIONAL | 31 | 4 |
| 55044 | 26.6 | WEAK | BANK_INSTITUTIONAL | 31 | 5 |
| 55020 | 24.7 | WEAK | BANK_INSTITUTIONAL | — | 4 |
| 55378 | 23.9 | WEAK | BANK_INSTITUTIONAL | 15 | 4 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/55054
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.