ZIP
55076
MN · County 27037 · pop 21,258 (population)
25.3
Opportunity Index
WEAKNational rank #31432
Why This ZIP
ZIP 55076 ranks #31432 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 30.0, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 55076 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 27037 — ZIP 55076 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 27037 — ZIP 55076 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 27037 — ZIP 55076 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 26.4 |
| Property Stress | 6.0 |
| Vacancy | 3.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 58.9 |
| Construction Pressure | 24.6 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#31432
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp30.0
Pulse score22.1
Signal Breakdown — 10 Categories
Vacancy
3.0
Auction / REO
—
Construction Pressure
24.6
FL Deep Bonus
—
Property Stress
6.0
HOA / Federal Liens
—
Listings Discount
26.4
Bank Institutional
58.9
Insurance Distress
0.0
Foreclosure / Delinquency
2.0
Top-Line Metrics
Avg DOM (days)
111.3
Price Cut %
7.6%
Short-Sale Listings
2
Auction Events 90d
—
Vacancy %
3.0%
Bank Score
58.9
Insurance Score
0.0
Listings Discount
26.4
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 55076 | 22.1 | 4.1 | 0.0 | 26.4 |
| County 27037 | 22.5 | 4.2 | 0.0 | 29.1 |
| MN state avg | 27.7 | 9.0 | 0.0 | 23.0 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 55089 | 30.9 | EARLY_SIGNAL | LISTINGS_DISCOUNT | 43 | 12 |
| 55024 | 29.8 | WEAK | BANK_INSTITUTIONAL | 46 | 6 |
| 55075 | 29.1 | WEAK | BANK_INSTITUTIONAL | 43 | 6 |
| 55033 | 28.6 | WEAK | BANK_INSTITUTIONAL | 40 | 6 |
| 55123 | 28.3 | WEAK | BANK_INSTITUTIONAL | 40 | 6 |
| 55121 | 28.0 | WEAK | BANK_INSTITUTIONAL | 37 | 6 |
| 55009 | 27.7 | WEAK | BANK_INSTITUTIONAL | — | 11 |
| 55068 | 27.6 | WEAK | BANK_INSTITUTIONAL | 36 | 6 |
| 55122 | 27.1 | WEAK | BANK_INSTITUTIONAL | 33 | 6 |
| 55118 | 27.0 | WEAK | BANK_INSTITUTIONAL | 32 | 6 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/55076
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.