ZIP
55126
MN · County 27123 · pop 27,484 (population)
25.3
Opportunity Index
WEAKNational rank #31432
Why This ZIP
ZIP 55126 ranks #31432 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 31.5, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 55126 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 27123 — ZIP 55126 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 27123 — ZIP 55126 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 27123 — ZIP 55126 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 31.5 |
| Property Stress | 5.0 |
| Foreclosure / Delinquency | 5.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 61.1 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#31432
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp31.5
Pulse score21.1
Signal Breakdown — 10 Categories
Vacancy
2.7
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
5.0
HOA / Federal Liens
—
Listings Discount
31.5
Bank Institutional
61.1
Insurance Distress
0.0
Foreclosure / Delinquency
5.0
Top-Line Metrics
Avg DOM (days)
107.3
Price Cut %
16.3%
Short-Sale Listings
4
Auction Events 90d
—
Vacancy %
2.7%
Bank Score
61.1
Insurance Score
0.0
Listings Discount
31.5
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 55126 | 21.1 | 4.3 | 0.0 | 31.5 |
| County 27123 | 20.5 | 4.2 | 0.0 | 22.9 |
| MN state avg | 27.7 | 9.0 | 0.0 | 23.0 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 55038 | 30.5 | WEAK | BANK_INSTITUTIONAL | 42 | 4 |
| 55125 | 29.6 | WEAK | BANK_INSTITUTIONAL | 38 | 5 |
| 55421 | 27.7 | WEAK | BANK_INSTITUTIONAL | 29 | 3 |
| 55418 | 27.7 | WEAK | BANK_INSTITUTIONAL | 23 | 5 |
| 55432 | 27.7 | WEAK | BANK_INSTITUTIONAL | 25 | 3 |
| 55118 | 27.0 | WEAK | BANK_INSTITUTIONAL | 32 | 6 |
| 55106 | 26.9 | WEAK | BANK_INSTITUTIONAL | 36 | 5 |
| 55119 | 26.3 | WEAK | BANK_INSTITUTIONAL | 34 | 5 |
| 55130 | 26.2 | WEAK | BANK_INSTITUTIONAL | 29 | 5 |
| 55105 | 25.7 | WEAK | BANK_INSTITUTIONAL | 31 | 5 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/55126
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.