ZIP
55318
MN · County 27019 · pop 29,884 (population)
26.2
Opportunity Index
WEAKNational rank #30280
Why This ZIP
ZIP 55318 ranks #30280 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 28.8, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 55318 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 27019 — ZIP 55318 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 27019 — ZIP 55318 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 27019 — ZIP 55318 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 21.8 |
| Property Stress | 10.0 |
| Foreclosure / Delinquency | 2.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 59.5 |
| Construction Pressure | 48.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#30280
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp28.8
Pulse score24.5
Signal Breakdown — 10 Categories
Vacancy
1.1
Auction / REO
—
Construction Pressure
48.5
FL Deep Bonus
—
Property Stress
10.0
HOA / Federal Liens
—
Listings Discount
21.8
Bank Institutional
59.5
Insurance Distress
0.0
Foreclosure / Delinquency
2.0
Top-Line Metrics
Avg DOM (days)
113.5
Price Cut %
—%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
1.1%
Bank Score
59.5
Insurance Score
0.0
Listings Discount
21.8
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 55318 | 24.5 | 7.6 | 0.0 | 21.8 |
| County 27019 | 26.7 | 7.4 | 0.0 | 20.5 |
| MN state avg | 27.7 | 9.0 | 0.0 | 23.0 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 55315 | 33.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 46 | 10 |
| 55363 | 33.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 46 | 5 |
| 55387 | 31.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 40 | 10 |
| 55331 | 30.2 | WEAK | BANK_INSTITUTIONAL | 31 | 7 |
| 55375 | 29.9 | WEAK | BANK_INSTITUTIONAL | — | 7 |
| 55388 | 29.2 | WEAK | BANK_INSTITUTIONAL | 29 | 9 |
| 55339 | 29.1 | WEAK | BANK_INSTITUTIONAL | — | 12 |
| 55328 | 28.7 | WEAK | BANK_INSTITUTIONAL | 31 | 6 |
| 56011 | 28.6 | WEAK | BANK_INSTITUTIONAL | 29 | 7 |
| 55367 | 28.3 | WEAK | BANK_INSTITUTIONAL | — | 10 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/55318
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.