ZIP
55320
MN · County 27145 · pop 5,676 (population)
32.7
Opportunity Index
EARLY_SIGNALNational rank #15272
Why This ZIP
ZIP 55320 ranks #15272 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 37.0, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 55320 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 27145 — ZIP 55320 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 27145 — ZIP 55320 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 27145 — ZIP 55320 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 43.6 |
| Foreclosure / Delinquency | 9.0 |
| Property Stress | 7.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 72.6 |
| Bank Institutional | 59.4 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#15272
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp37.0
Pulse score29.9
Signal Breakdown — 10 Categories
Vacancy
5.3
Auction / REO
—
Construction Pressure
72.6
FL Deep Bonus
—
Property Stress
7.0
HOA / Federal Liens
—
Listings Discount
43.6
Bank Institutional
59.4
Insurance Distress
0.0
Foreclosure / Delinquency
9.0
Top-Line Metrics
Avg DOM (days)
80.0
Price Cut %
—%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
5.3%
Bank Score
59.4
Insurance Score
0.0
Listings Discount
43.6
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 55320 | 29.9 | 6.7 | 0.0 | 43.6 |
| County 27145 | 30.1 | 8.7 | 0.0 | 18.7 |
| MN state avg | 27.6 | 9.0 | 0.0 | 23.0 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 55329 | 36.5 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 47 | 11 |
| 56368 | 36.5 | PEAK_OPPORTUNITY | VACANCY | 42 | 9 |
| 56336 | 36.2 | WATCHLIST | VACANCY | 37 | 18 |
| 56378 | 34.8 | WATCHLIST | BANK_INSTITUTIONAL | 38 | 12 |
| 56385 | 34.3 | EARLY_SIGNAL | VACANCY | — | 15 |
| 56316 | 33.9 | EARLY_SIGNAL | VACANCY | — | 13 |
| 56362 | 33.5 | EARLY_SIGNAL | VACANCY | — | 10 |
| 55389 | 32.6 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 11 |
| 55353 | 32.5 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 10 |
| 56303 | 32.5 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 37 | 9 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/55320
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.