ZIP
55449
MN · County 27003 · pop 33,367 (population)
24.6
Opportunity Index
WEAKNational rank #32114
Why This ZIP
ZIP 55449 ranks #32114 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 24.7, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 55449 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 27003 — ZIP 55449 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 27003 — ZIP 55449 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 27003 — ZIP 55449 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 16.2 |
| Vacancy | 3.9 |
| Property Stress | 3.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 76.0 |
| Bank Institutional | 61.6 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#32114
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp24.7
Pulse score24.6
Signal Breakdown — 10 Categories
Vacancy
3.9
Auction / REO
—
Construction Pressure
76.0
FL Deep Bonus
—
Property Stress
3.0
HOA / Federal Liens
—
Listings Discount
16.2
Bank Institutional
61.6
Insurance Distress
0.0
Foreclosure / Delinquency
2.0
Top-Line Metrics
Avg DOM (days)
149.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
3.9%
Bank Score
61.6
Insurance Score
0.0
Listings Discount
16.2
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 55449 | 24.6 | 1.9 | 0.0 | 16.2 |
| County 27003 | 26.6 | 2.0 | 0.0 | 27.3 |
| MN state avg | 27.7 | 9.0 | 0.0 | 23.0 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 55304 | 30.7 | WEAK | BANK_INSTITUTIONAL | 42 | 3 |
| 55038 | 30.5 | WEAK | BANK_INSTITUTIONAL | 42 | 4 |
| 55448 | 30.1 | WEAK | BANK_INSTITUTIONAL | 40 | 3 |
| 55092 | 29.5 | WEAK | BANK_INSTITUTIONAL | 29 | 5 |
| 55070 | 29.5 | WEAK | BANK_INSTITUTIONAL | 36 | 4 |
| 55434 | 29.4 | WEAK | BANK_INSTITUTIONAL | 36 | 3 |
| 55079 | 28.5 | WEAK | BANK_INSTITUTIONAL | — | 6 |
| 55011 | 27.8 | WEAK | BANK_INSTITUTIONAL | — | 3 |
| 55025 | 27.8 | WEAK | BANK_INSTITUTIONAL | 29 | 4 |
| 55432 | 27.7 | WEAK | BANK_INSTITUTIONAL | 25 | 3 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/55449
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.