ZIP
55712
MN · County 27115 · pop 557 (population)
31.2
Opportunity Index
EARLY_SIGNALNational rank #19387
Why This ZIP
ZIP 55712 ranks #19387 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 37.6, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 55712 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 27115 — ZIP 55712 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 27115 — ZIP 55712 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 27115 — ZIP 55712 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Vacancy | 41.9 |
| Foreclosure / Delinquency | 25.0 |
| Property Stress | 17.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 45.6 |
| Bank Institutional | 29.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#19387
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp37.6
Pulse score27.0
Signal Breakdown — 10 Categories
Vacancy
41.9
Auction / REO
—
Construction Pressure
45.6
FL Deep Bonus
—
Property Stress
17.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
29.0
Insurance Distress
0.0
Foreclosure / Delinquency
25.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
41.9%
Bank Score
29.0
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 55712 | 27.0 | 17.7 | 0.0 | — |
| County 27115 | 34.9 | 17.3 | 0.0 | 30.4 |
| MN state avg | 27.6 | 9.0 | 0.0 | 23.0 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 55783 | 38.0 | PEAK_OPPORTUNITY | VACANCY | 43 | 17 |
| 55072 | 37.2 | PEAK_OPPORTUNITY | VACANCY | 41 | 17 |
| 55767 | 36.8 | PEAK_OPPORTUNITY | VACANCY | 44 | 19 |
| 55756 | 35.9 | WATCHLIST | VACANCY | 36 | 17 |
| 55704 | 35.9 | WATCHLIST | VACANCY | 39 | 17 |
| 55063 | 35.3 | EARLY_SIGNAL | VACANCY | 36 | 17 |
| 55007 | 35.3 | WATCHLIST | VACANCY | 41 | 17 |
| 55037 | 35.1 | EARLY_SIGNAL | VACANCY | 33 | 17 |
| 55069 | 34.6 | WATCHLIST | BANK_INSTITUTIONAL | 37 | 10 |
| 55735 | 34.5 | EARLY_SIGNAL | VACANCY | — | 18 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/55712
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.