ZIP
55972
MN · County 27169 · pop 5,323 (population)
25.1
Opportunity Index
WEAKNational rank #31652
Why This ZIP
ZIP 55972 ranks #31652 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 29.0, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 55972 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 27169 — ZIP 55972 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 27169 — ZIP 55972 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 27169 — ZIP 55972 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 10.0 |
| Property Stress | 8.0 |
| Vacancy | 6.1 |
▼ Top 3 Risk Signals
| Bank Institutional | 62.9 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#31652
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp29.0
Pulse score22.5
Signal Breakdown — 10 Categories
Vacancy
6.1
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
8.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
62.9
Insurance Distress
0.0
Foreclosure / Delinquency
10.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
6.1%
Bank Score
62.9
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 55972 | 22.5 | 7.4 | 0.0 | — |
| County 27169 | 21.6 | 8.6 | 0.0 | 14.1 |
| MN state avg | 27.6 | 9.0 | 0.0 | 23.0 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 55943 | 30.7 | WEAK | BANK_INSTITUTIONAL | — | 15 |
| 55962 | 30.1 | WEAK | VACANCY | — | 16 |
| 55964 | 29.9 | WEAK | BANK_INSTITUTIONAL | 31 | 17 |
| 55971 | 29.0 | WEAK | BANK_INSTITUTIONAL | — | 13 |
| 55910 | 27.0 | WEAK | BANK_INSTITUTIONAL | — | 10 |
| 55952 | 26.3 | WEAK | BANK_INSTITUTIONAL | 25 | 8 |
| 55923 | 25.9 | WEAK | BANK_INSTITUTIONAL | 22 | 12 |
| 55969 | 25.2 | WEAK | BANK_INSTITUTIONAL | — | 8 |
| 55947 | 25.1 | WEAK | BANK_INSTITUTIONAL | 17 | 13 |
| 55959 | 24.4 | WEAK | VACANCY | — | 8 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/55972
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.