ZIP
55975
MN · County 27045 · pop 4,597 (population)
31.3
Opportunity Index
EARLY_SIGNALNational rank #19130
Why This ZIP
ZIP 55975 ranks #19130 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 32.4, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 55975 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 27045 — ZIP 55975 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 27045 — ZIP 55975 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 27045 — ZIP 55975 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Property Stress | 16.0 |
| Foreclosure / Delinquency | 13.0 |
| Vacancy | 7.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 68.0 |
| Bank Institutional | 54.1 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#19130
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp32.4
Pulse score30.6
Signal Breakdown — 10 Categories
Vacancy
7.0
Auction / REO
—
Construction Pressure
68.0
FL Deep Bonus
—
Property Stress
16.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
54.1
Insurance Distress
0.0
Foreclosure / Delinquency
13.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
7.0%
Bank Score
54.1
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 55975 | 30.6 | 15.1 | 0.0 | — |
| County 27045 | 32.5 | 13.9 | 0.0 | 11.6 |
| MN state avg | 27.6 | 9.0 | 0.0 | 23.0 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 55939 | 39.4 | PEAK_OPPORTUNITY | VACANCY | 51 | 16 |
| 55949 | 38.5 | PEAK_OPPORTUNITY | VACANCY | 46 | 16 |
| 55954 | 33.8 | EARLY_SIGNAL | VACANCY | — | 16 |
| 55965 | 33.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 16 |
| 55951 | 33.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 16 |
| 55922 | 32.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 16 |
| 55935 | 32.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 16 |
| 55974 | 31.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 16 |
| 55990 | 31.4 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 16 |
| 55961 | 30.5 | WEAK | BANK_INSTITUTIONAL | — | 16 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/55975
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.