ZIP
56054
MN · County 27103 · pop 865 (population)
29.8
Opportunity Index
WEAKNational rank #22987
Why This ZIP
ZIP 56054 ranks #22987 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 27.0, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 56054 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 27103 — ZIP 56054 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 27103 — ZIP 56054 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 27103 — ZIP 56054 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Property Stress | 14.0 |
| Vacancy | 12.2 |
| Foreclosure / Delinquency | 7.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 79.1 |
| Construction Pressure | 3.6 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#22987
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp27.0
Pulse score31.6
Signal Breakdown — 10 Categories
Vacancy
12.2
Auction / REO
—
Construction Pressure
3.6
FL Deep Bonus
—
Property Stress
14.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
79.1
Insurance Distress
0.0
Foreclosure / Delinquency
7.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
12.2%
Bank Score
79.1
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 56054 | 31.6 | 11.3 | 0.0 | — |
| County 27103 | 25.3 | 11.5 | 0.0 | 15.7 |
| MN state avg | 27.7 | 9.0 | 0.0 | 23.0 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (9)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 56058 | 33.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 34 | 18 |
| 56073 | 31.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 44 | 13 |
| 55332 | 30.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 17 |
| 55334 | 30.7 | WEAK | BANK_INSTITUTIONAL | — | 16 |
| 55335 | 30.7 | WEAK | BANK_INSTITUTIONAL | — | 16 |
| 56074 | 28.5 | WEAK | BANK_INSTITUTIONAL | — | 14 |
| 56082 | 27.3 | WEAK | BANK_INSTITUTIONAL | 24 | 15 |
| 56003 | 26.3 | WEAK | BANK_INSTITUTIONAL | — | 14 |
| 56021 | 24.2 | WEAK | BANK_INSTITUTIONAL | — | 14 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/56054
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.