ZIP
56055
MN · County 27013 · pop 3,868 (population)
35.5
Opportunity Index
WATCHLISTNational rank #8486
Why This ZIP
ZIP 56055 ranks #8486 nationally with phase WATCHLIST. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 40.2, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 56055 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 27013 — ZIP 56055 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 27013 — ZIP 56055 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 27013 — ZIP 56055 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 53.5 |
| Property Stress | 17.0 |
| Foreclosure / Delinquency | 13.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 73.4 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#8486
PhaseWATCHLIST
Primary driverBANK_INSTITUTIONAL
Capital opp40.2
Pulse score32.3
Signal Breakdown — 10 Categories
Vacancy
4.4
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
17.0
HOA / Federal Liens
—
Listings Discount
53.5
Bank Institutional
73.4
Insurance Distress
0.0
Foreclosure / Delinquency
13.0
Top-Line Metrics
Avg DOM (days)
126.5
Price Cut %
11.0%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
4.4%
Bank Score
73.4
Insurance Score
0.0
Listings Discount
53.5
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 56055 | 32.3 | 15.5 | 0.0 | 53.5 |
| County 27013 | 26.4 | 15.5 | 0.0 | 20.9 |
| MN state avg | 27.6 | 9.0 | 0.0 | 23.0 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 56090 | 35.8 | WATCHLIST | BANK_INSTITUTIONAL | 51 | 17 |
| 56068 | 33.3 | EARLY_SIGNAL | LISTINGS_DISCOUNT | 53 | 16 |
| 56063 | 32.2 | EARLY_SIGNAL | VACANCY | — | 18 |
| 56037 | 31.3 | EARLY_SIGNAL | VACANCY | 43 | 17 |
| 56073 | 31.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 44 | 13 |
| 56062 | 30.8 | WEAK | BANK_INSTITUTIONAL | 31 | 19 |
| 56010 | 30.5 | WEAK | BANK_INSTITUTIONAL | — | 17 |
| 56050 | 30.1 | WEAK | VACANCY | — | 19 |
| 56088 | 29.2 | WEAK | BANK_INSTITUTIONAL | — | 15 |
| 56060 | 28.6 | WEAK | VACANCY | — | 21 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/56055
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.