ZIP
56096
MN · County 27079 · pop 2,874 (population)
38.4
Opportunity Index
PEAK_OPPORTUNITYNational rank #3814
Why This ZIP
ZIP 56096 ranks #3814 nationally with phase PEAK_OPPORTUNITY. Primary driver: VACANCY. Capital opportunity score is 38.1, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 56096 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 27079 — ZIP 56096 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 27079 — ZIP 56096 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 27079 — ZIP 56096 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 44.2 |
| Vacancy | 21.0 |
| Property Stress | 18.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 65.9 |
| Construction Pressure | 50.7 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#3814
PhasePEAK_OPPORTUNITY
Primary driverVACANCY
Capital opp38.1
Pulse score38.6
Signal Breakdown — 10 Categories
Vacancy
21.0
Auction / REO
—
Construction Pressure
50.7
FL Deep Bonus
—
Property Stress
18.0
HOA / Federal Liens
—
Listings Discount
44.2
Bank Institutional
65.9
Insurance Distress
0.0
Foreclosure / Delinquency
17.0
Top-Line Metrics
Avg DOM (days)
2.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
21.0%
Bank Score
65.9
Insurance Score
0.0
Listings Discount
44.2
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 56096 | 38.6 | 18.3 | 0.0 | 44.2 |
| County 27079 | 32.3 | 16.2 | 0.0 | 17.5 |
| MN state avg | 27.6 | 9.0 | 0.0 | 23.0 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 56017 | 36.4 | EARLY_SIGNAL | VACANCY | — | 20 |
| 56044 | 35.3 | WATCHLIST | BANK_INSTITUTIONAL | 45 | 17 |
| 56028 | 34.9 | EARLY_SIGNAL | VACANCY | — | 19 |
| 56058 | 33.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 34 | 18 |
| 56057 | 32.7 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 20 |
| 56063 | 32.2 | EARLY_SIGNAL | VACANCY | — | 18 |
| 56069 | 31.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 18 |
| 56052 | 31.6 | EARLY_SIGNAL | VACANCY | — | 18 |
| 56071 | 30.3 | WEAK | BANK_INSTITUTIONAL | 28 | 12 |
| 56050 | 30.1 | WEAK | VACANCY | — | 19 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/56096
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.