ZIP
56122
MN · County 27101 · pop 621 (population)
35.0
Opportunity Index
EARLY_SIGNALNational rank #9587
Why This ZIP
ZIP 56122 ranks #9587 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 30.8, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 56122 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 27101 — ZIP 56122 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 27101 — ZIP 56122 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 27101 — ZIP 56122 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 25.0 |
| Property Stress | 21.0 |
| Vacancy | 2.1 |
▼ Top 3 Risk Signals
| Construction Pressure | 98.7 |
| Bank Institutional | 66.8 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#9587
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp30.8
Pulse score37.8
Signal Breakdown — 10 Categories
Vacancy
2.1
Auction / REO
—
Construction Pressure
98.7
FL Deep Bonus
—
Property Stress
21.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
66.8
Insurance Distress
0.0
Foreclosure / Delinquency
25.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
2.1%
Bank Score
66.8
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 56122 | 37.8 | 21.1 | 0.0 | — |
| County 27101 | 37.1 | 20.2 | 0.0 | 9.3 |
| MN state avg | 27.7 | 9.0 | 0.0 | 23.0 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 56123 | 38.2 | OVERHEATED | VACANCY | — | 21 |
| 56175 | 37.0 | OVERHEATED | VACANCY | — | 16 |
| 56172 | 36.4 | OVERHEATED | VACANCY | 28 | 21 |
| 56151 | 36.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 21 |
| 56183 | 35.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 24 |
| 56180 | 35.2 | EARLY_SIGNAL | VACANCY | — | 19 |
| 56125 | 35.1 | EARLY_SIGNAL | VACANCY | — | 21 |
| 56131 | 35.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 19 |
| 56132 | 34.3 | EARLY_SIGNAL | VACANCY | — | 17 |
| 56114 | 34.2 | EARLY_SIGNAL | VACANCY | — | 21 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/56122
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.