ZIP
56143
MN · County 27063 · pop 4,529 (population)
36.4
Opportunity Index
PEAK_OPPORTUNITYNational rank #6730
Why This ZIP
ZIP 56143 ranks #6730 nationally with phase PEAK_OPPORTUNITY. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 43.3, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 56143 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 27063 — ZIP 56143 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 27063 — ZIP 56143 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 27063 — ZIP 56143 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 54.3 |
| Property Stress | 20.0 |
| Foreclosure / Delinquency | 19.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 62.1 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#6730
PhasePEAK_OPPORTUNITY
Primary driverBANK_INSTITUTIONAL
Capital opp43.3
Pulse score31.8
Signal Breakdown — 10 Categories
Vacancy
6.7
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
20.0
HOA / Federal Liens
—
Listings Discount
54.3
Bank Institutional
62.1
Insurance Distress
0.0
Foreclosure / Delinquency
19.0
Top-Line Metrics
Avg DOM (days)
80.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
6.7%
Bank Score
62.1
Insurance Score
0.0
Listings Discount
54.3
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 56143 | 31.8 | 19.4 | 0.0 | 54.3 |
| County 27063 | 31.1 | 19.8 | 0.0 | 24.4 |
| MN state avg | 27.7 | 9.0 | 0.0 | 23.0 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 51360 | 39.3 | OVERHEATED | VACANCY | — | 24 |
| 56131 | 35.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 19 |
| 56159 | 33.6 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 24 |
| 56119 | 33.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 18 |
| 56160 | 32.6 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 17 |
| 56101 | 32.6 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 31 | 23 |
| 56111 | 32.6 | EARLY_SIGNAL | VACANCY | — | 20 |
| 56137 | 31.8 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 22 |
| 56187 | 31.5 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 19 | 16 |
| 56161 | 30.6 | WEAK | BANK_INSTITUTIONAL | — | 20 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/56143
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.