ZIP
56231
MN · County 27151 · pop 386 (population)
26.3
Opportunity Index
WEAKNational rank #30167
Why This ZIP
ZIP 56231 ranks #30167 nationally with phase WEAK. Primary driver: VACANCY. Capital opportunity score is 37.0, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 56231 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 27151 — ZIP 56231 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 27151 — ZIP 56231 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 27151 — ZIP 56231 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 18.0 |
| Vacancy | 17.0 |
| Property Stress | 13.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 28.0 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#30167
PhaseWEAK
Primary driverVACANCY
Capital opp37.0
Pulse score19.2
Signal Breakdown — 10 Categories
Vacancy
17.0
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
13.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
28.0
Insurance Distress
0.0
Foreclosure / Delinquency
18.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
17.0%
Bank Score
28.0
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 56231 | 19.2 | 12.2 | 0.0 | — |
| County 27151 | 25.9 | 12.9 | 0.0 | — |
| MN state avg | 27.6 | 9.0 | 0.0 | 23.0 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 56262 | 34.7 | EARLY_SIGNAL | VACANCY | — | 14 |
| 56289 | 33.5 | EARLY_SIGNAL | VACANCY | — | 13 |
| 56226 | 29.2 | WEAK | VACANCY | — | 15 |
| 56252 | 29.1 | WEAK | BANK_INSTITUTIONAL | — | 13 |
| 56208 | 29.0 | WEAK | VACANCY | — | 13 |
| 56271 | 28.8 | WEAK | BANK_INSTITUTIONAL | — | 13 |
| 56244 | 28.7 | WEAK | BANK_INSTITUTIONAL | — | 12 |
| 56215 | 27.2 | WEAK | VACANCY | — | 13 |
| 56249 | 23.9 | WEAK | BANK_INSTITUTIONAL | — | 13 |
| 56207 | 23.9 | WEAK | VACANCY | — | 9 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/56231
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.