ZIP
56241
MN · County 27173 · pop 3,829 (population)
27.0
Opportunity Index
WEAKNational rank #29052
Why This ZIP
ZIP 56241 ranks #29052 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 28.6, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 56241 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 27173 — ZIP 56241 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 27173 — ZIP 56241 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 27173 — ZIP 56241 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 15.0 |
| Property Stress | 11.0 |
| Vacancy | 5.5 |
▼ Top 3 Risk Signals
| Bank Institutional | 67.9 |
| Construction Pressure | 9.9 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#29052
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp28.6
Pulse score26.0
Signal Breakdown — 10 Categories
Vacancy
5.5
Auction / REO
—
Construction Pressure
9.9
FL Deep Bonus
—
Property Stress
11.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
67.9
Insurance Distress
0.0
Foreclosure / Delinquency
15.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
5.5%
Bank Score
67.9
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 56241 | 26.0 | 10.6 | 0.0 | — |
| County 27173 | 28.3 | 10.5 | 0.0 | — |
| MN state avg | 27.7 | 9.0 | 0.0 | 23.0 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 56264 | 34.5 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 12 |
| 56229 | 33.6 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 12 |
| 56214 | 33.2 | EARLY_SIGNAL | VACANCY | — | 16 |
| 56265 | 33.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 14 |
| 56292 | 32.7 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 17 |
| 56291 | 32.6 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 12 |
| 56237 | 29.2 | WEAK | VACANCY | — | 10 |
| 56223 | 28.0 | WEAK | BANK_INSTITUTIONAL | — | 10 |
| 56220 | 27.9 | WEAK | VACANCY | — | 11 |
| 56218 | 27.9 | WEAK | VACANCY | — | 13 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/56241
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.